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First Time Home Buyers


Fixed-Rate or Variable-Rate Mortgage?
Understand the pros and cons of each to choose the mortgage that fits your goals and comfort level.

Allen Seto
Jun 6, 20233 min read


What Banks Won’t Tell You About Mortgage Financing
Discover the hidden costs and limitations traditional lenders don’t mention.

Allen Seto
Apr 11, 20234 min read


Benefits of Working with an Independent Mortgage Professional
See how personalized advice can save you money and reduce stress in the homebuying journey.

Allen Seto
Jan 17, 20233 min read


Protect Yourself with a Pre-Approval
Learn why getting pre-approved is more than just a formality—it’s a strategic advantage.

Allen Seto
Dec 6, 20222 min read


Downpayment Options
Explore creative and practical ways to fund your down payment, even with limited savings.

Allen Seto
Oct 11, 20223 min read


Improving Your Credit Score
Simple, actionable steps to boost your credit and strengthen your mortgage application.

Allen Seto
Apr 1, 20214 min read


How to Save Money for a Downpayment
Smart budgeting strategies to grow your downpayment faster—without giving up everything you love

Allen Seto
Mar 30, 20213 min read
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